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Saturday December 15, 2018

Living Trust - Life and Death Decisions
Personal Planner
In discussing your living trust with your attorney, there are several very important decisions for you to consider. Some...
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How to Cope with Seasonal Affective Disorder
Savvy Living
What can you tell me about seasonal affective disorder? I have always disliked wintertime, but since I retired and am home a lot more, the dark and cold winter months make me depressed and lethargic. If you get depressed in the winter but feel better in spring and summer, you may indeed have seasonal affective disorder ("SAD"), a wintertime depression that affects roughly 6% of Americans. In most cases, SAD is related to the loss of sunlight in the winter months. Reduced sunlight can upset natural sleep-wake cycles and other circadian rhythms that can affect the body. It can also cause a drop in the brain chemical serotonin, which affects mood, and can increase the levels of the hormone...
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Protect Your Identity During the Holidays
Washington News
During December, the shopping season moves into high gear. Identity thieves are also "shopping for your data" during this busy holiday time. IRS Commissioner Chuck Rettig urged everyone to be careful during the holidays. He stated, "With tax season quickly approaching, people should be extra careful during the holidays to protect their sensitive tax and financial data. Taking a few simple steps can protect this valuable information and help prevent someone from stealing a tax refund. Taxpayers guarding their information also helps strengthen protections against identity thieves taken by the IRS, the states and the tax industry." In IR-2018-238, the Service offered seven tips to protect...
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